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Scam Alter Lady Says: ‘Convenience Can Lead to Theft’

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QR codes are everywhere.  Invented in 1954 to label auto parts, QR codes now have a much broader application.  They are used for commercial tracking, advertising, and for convenience apps for mobile phones.   Scan the QR code with your phone’s camera and you can go any number of places. 

But – just what IS a QR code?  A QR code or a ‘quick response’ code is a two-dimensional code that contains information that connects you with a resource on the web.    The key phrase is “quick response” and these codes can link you to price comparison information, registration sites, direct payments, or supplemental learning (think ‘museum exhibits’). 

QR codes are not without security issues.  “Cybercriminals Tampering with QR Codes to Steal Victim Funds” from the FBI warns that scammers tamper with QR codes replacing legitimate codes with malicious codes.  The altered code directs users to a scammer’s site where the user is prompted to enter login information and other personal information.  The scammer now has what they need.  

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QR codes can also contain malware which gives the scammer access to your device.  With this access, they can determine your location and obtain personal and financial information. 

Here’s another scenario with QR codes.  You receive a package in the mail but you don’t know who it’s from.  You open the package and an enclosed note directs you to scan the QR code for information on the sender.  Don’t do it!! 

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The Federal Trade Commission’s article “Scam Alert:  QR code on an unexpected package”  warns that if you scan the code, it could take you to a malicious site or download malware.    This may be part of a brushing scam in which consumers are sent items they didn’t order.  Meanwhile, there are potentially fake reviews written in your name boosting the sales of the company.   You may not think this is important but since you’re getting a package, it also means somebody has your information.   Watch accounts and credit reports, and change passwords.  (By the way, the law says you can keep the gift.)

Be cautious when scanning QR codes.  Verify the source.  Inspect the code.  The Social Security Administration offers more tips.  Learn what to do if you were scammed and where to report scams if you’re uncertain of where to go.

Scammers are everywhere and scamming is BIG business.  The Global State of Scams Report 2024 from the Global Anti Scam Alliance reports that consumers lost $1.3 TRILLION dollars to scammers internationally.  That’s with a “T”.  They go on to report that many scams are over and done in 24 hours – from contact to payment.  This indicates the high pressure tactics that scammers use.  Others such as romance scams or investment schemes can go on for longer periods of time.   Recovery of funds is not likely with only 4% recovering any money.

The goal of scammers is to get your money and / or your personal information.  Don’t give them the opportunity.

Stay safe.

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